Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$153M
Total Deposits
$127M
Net Loans
$116M
Net Income
$251K
ROA
0.65%
Above avg for Small banks. Peer avg: 0.44%
ROE
6.81%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 78 | 92.31% | 3.85% |
| 2023 | 89 | 92.13% | 6.74% |
| 2022 | 92 | 83.7% | 8.70% |
| 2021 | 126 | 80.95% | 9.52% |
| 2020 | 94 | 72.34% | 12.77% |
| 2019 | 84 | 83.33% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Sep 2025 | Satisfactory | Small Bank |
| Nov 2019 | Satisfactory | Small Bank |
| Feb 2014 | Satisfactory | Small Bank |
5 previous ratings locked — back to 1992
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Total Branches
1
Branch Deposits
$126M
1-Year Change
0
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Preview:
| 2018 | 105 | 73.33% | 12.38% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red