Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$977M
Total Deposits
$805M
Net Loans
$753M
Net Income
$3M
ROA
1.10%
Above avg for Small banks. Peer avg: 0.44%
ROE
11.96%
Risk-Based Capital
16.14%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 250 | 70% | 3.60% |
| 2023 | 385 | 69.35% | 4.42% |
| 2022 | 474 | 63.08% | 7.59% |
| 2021 | 635 | 66.46% | 8.98% |
| 2020 | 801 | 66.17% | 6.24% |
| 2019 | 545 | 69.91% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Mar 2006 | Satisfactory | Small Bank |
| May 2001 | Satisfactory | Small Bank |
| Dec 1996 | Satisfactory | Small Bank |
2 previous ratings locked — back to 1993
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Total Branches
11
Branch Deposits
$803M
1-Year Change
0
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Preview:
| 2018 | 517 | 64.6% | 8.51% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red