🏦Bank Scorer

This institution is no longer active

Operations ceased on March 29, 1999. CRA examination history below reflects the period it was active.

VICTORY STATE BANK

COLUMBIA, SC · Supervised by FDIC

Est. 1921FDIC #17,200RSSD: FDIC-17200
Satisfactory Same

Current rating · Exam: February 1999

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -5.25%

Institution Profile

FDIC BankFind

Address

1545 Sumter Street, COLUMBIA, SC

County

Richland County

Established

October 13, 1921

Total Assets

$13M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

February 1, 1999

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 27 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 1998Call Report / FDIC

Total Assets

$13M

Total Deposits

$13M

Net Loans

$7M

Net Income

$-798K

ROA

-5.25%

ROE

-106.17%

Risk-Based Capital

4.31%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

3 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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