🏦Bank Scorer

This institution is no longer active

Operations ceased on July 1, 2020. CRA examination history below reflects the period it was active.

VICTORY STATE BANK

STATEN ISLAND, NY · Supervised by FDIC

Est. 1997FDIC #34,565RSSD: FDIC-34565
Part ofVSB BCORP INC→ View all charters
Satisfactory Same

Current rating · Exam: April 2019

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.62%

Institution Profile

FDIC BankFind

Address

4142 Hylan Boulevard, STATEN ISLAND, NY

County

Richmond County

Established

November 14, 1997

Total Assets

$403M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

April 1, 2019

Exam Type

Intermediate Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 7 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2020Call Report / FDIC

Total Assets

$403M

Total Deposits

$362M

Net Loans

$185M

Net Income

$1M

ROA

0.62%

ROE

6.43%

Risk-Based Capital

18.50%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

4 previous ratings locked — dating back to 2000

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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