This institution is no longer active

Operations ceased on June 26, 1992. CRA examination history below reflects the period it was active.

VERNON BANK

VERNON, CT · Supervised by FDIC

Est. 1988FDIC #27,402RSSD: FDIC-27402

Satisfactory

Current rating · Exam: July 1990

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -0.66%

Institution Profile

FDIC BankFind

Address

475 Talcottville Road, VERNON, CT

County

Tolland County

Established

December 15, 1988

Total Assets

$34M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

July 25, 1990

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 35 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 1992Call Report / FDIC

Total Assets

$34M

Total Deposits

$35M

Net Loans

$25M

Net Income

$-57K

ROA

-0.66%

Risk-Based Capital

-1.51%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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