Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$3.4B
Total Deposits
$2.9B
Net Loans
$2.8B
Net Income
$13M
ROA
1.54%
Above avg for Community banks. Peer avg: 0.90%
ROE
14.82%
Risk-Based Capital
13.00%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2019 | 11 | 36.36% | 63.64% |
| 2018 | 17 | 88.24% | 0.00% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Feb 2026 | Satisfactory | Large Bank |
| Nov 2022 | Satisfactory | Large Bank |
| Jul 2019 | Satisfactory | Large Bank |
4 previous ratings locked — back to 2004
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Total Branches
9
Branch Deposits
$2.8B
1-Year Change
0
5-year net change: -4 branches
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