Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$2.8B
Total Deposits
$2.3B
Net Loans
$2.0B
Net Income
$6M
ROA
0.85%
Below avg for Community banks. Peer avg: 0.90%
ROE
7.04%
Risk-Based Capital
16.36%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 390 | 69.23% | 20.26% |
| 2023 | 581 | 73.32% | 16.35% |
| 2022 | 424 | 73.82% | 14.39% |
| 2021 | 521 | 78.31% | 7.10% |
| 2020 | 658 | 68.84% | 11.25% |
| 2019 | 425 | 72.71% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Aug 2024 | Satisfactory | Large Bank |
| Sep 2020 | Satisfactory | Large Bank |
| Oct 2017 | Satisfactory | Large Bank |
10 previous ratings locked — back to 1992
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Total Branches
36
Branch Deposits
$2.3B
1-Year Change
+10
5-year net change: +16 branches
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| 10.82% |
| 2018 | 460 | 78.04% | 9.78% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red