This institution is no longer active

Operations ceased on June 5, 1992. CRA examination history below reflects the period it was active.

VALLEY BANK

IDAHO FALLS, ID · Supervised by FDIC

Est. 1948FDIC #16,709RSSD: FDIC-16709

Part ofVALLEY BCORP→ View all charters

Satisfactory

Current rating · Exam: June 1990

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.28%

Institution Profile

FDIC BankFind

Address

501 Broadway, IDAHO FALLS, ID

County

Bonneville County

Established

July 12, 1948

Total Assets

$220M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

June 23, 1990

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 36 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 1992Call Report / FDIC

Total Assets

$220M

Total Deposits

$190M

Net Loans

$113M

Net Income

$716K

ROA

1.28%

ROE

23.74%

Risk-Based Capital

10.20%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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