Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$2.3B
Total Deposits
$1.9B
Net Loans
$1.7B
Net Income
$13M
ROA
2.22%
Above avg for Community banks. Peer avg: 0.90%
ROE
15.22%
Risk-Based Capital
20.62%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2023 | 243 | 59.67% | 9.05% |
| 2022 | 277 | 65.34% | 7.22% |
| 2021 | 406 | 70.94% | 9.85% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jun 2025 | Satisfactory | Large Bank |
| Apr 2022 | Satisfactory | Intermediate Small Bank |
| Apr 2019 | Satisfactory | Intermediate Small Bank |
11 previous ratings locked — back to 1991
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Total Branches
17
Branch Deposits
$1.8B
1-Year Change
+1
5-year net change: +1 branches
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