Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.4B
Total Deposits
$1.2B
Net Loans
$866M
Net Income
$2M
ROA
0.65%
Below avg for Community banks. Peer avg: 0.90%
ROE
6.85%
Risk-Based Capital
15.98%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 47 | 59.57% | 8.51% |
| 2023 | 41 | 70.73% | 9.76% |
| 2022 | 110 | 66.36% | 13.64% |
| 2021 | 266 | 77.44% | 6.39% |
| 2020 | 239 | 73.64% | 7.95% |
| 2019 | 170 | 75.29% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Oct 2023 | Satisfactory | Intermediate Small Bank |
| Dec 2017 | Satisfactory | Small Bank |
| Jul 2011 | Satisfactory | Small Bank |
1 previous rating locked — back to 2008
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Total Branches
8
Branch Deposits
$998M
1-Year Change
+1
5-year net change: +3 branches
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Preview:
| 2018 | 273 | 78.75% | 5.13% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red