This institution is no longer active

Operations ceased on May 1, 2001. CRA examination history below reflects the period it was active.

VALLEY BANK

LA CROSSE, WI · Supervised by FDIC

Est. 1889FDIC #13,270RSSD: FDIC-13270

Part ofMARSHALL&ILSLEY CORP→ View all charters

Satisfactory Same

Current rating · Exam: June 1994

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.77%

Institution Profile

FDIC BankFind

Address

3500 U.S. Highway 16, LA CROSSE, WI

County

La Crosse County

Established

November 4, 1889

Total Assets

$138M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

June 1, 1994

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 32 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2001Call Report / FDIC

Total Assets

$138M

Total Deposits

$110M

Net Loans

$92M

Net Income

$268K

ROA

0.77%

ROE

9.39%

Risk-Based Capital

12.30%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

1 previous rating locked — dating back to 1992

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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