This institution is no longer active

Operations ceased on July 9, 2010. CRA examination history below reflects the period it was active.

USA BANK

PORT CHESTER, NY · Supervised by FDIC

Est. 2005FDIC #58,072RSSD: FDIC-58072

Satisfactory

Current rating · Exam: December 2008

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -4.49%

Institution Profile

FDIC BankFind

Address

601 North Main Street, PORT CHESTER, NY

County

Westchester County

Established

December 22, 2005

Total Assets

$191M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

December 5, 2008

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 17 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2010Call Report / FDIC

Total Assets

$191M

Total Deposits

$189M

Net Loans

$149M

Net Income

$-4,533K

ROA

-4.49%

ROE

-303.38%

Risk-Based Capital

2.24%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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