🏦Bank Scorer

This institution is no longer active

Operations ceased on January 7, 1995. CRA examination history below reflects the period it was active.

UNIVERSITY SAVINGS BANK

SEATTLE, WA · Supervised by FDIC

Est. 1915FDIC #27,071RSSD: FDIC-27071
Outstanding Up

Current rating · Exam: May 1994

At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 1.69%

Institution Profile

FDIC BankFind

Address

6400 Roosevelt Way, N.E., SEATTLE, WA

County

King County

Established

January 1, 1915

Total Assets

$1.2B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

May 1, 1994

Exam Type

Not Reported

Regulator

FDIC
⚠️This exam is 32 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 1994Call Report / FDIC

Total Assets

$1.2B

Total Deposits

$928M

Net Loans

$811M

Net Income

$19M

ROA

1.69%

ROE

17.83%

Risk-Based Capital

22.39%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

Improving

Based on last 2 exams

1 previous rating locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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