Contact & Details
FDIC BankFindAddress
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$98M
Total Deposits
$78M
Net Loans
$75M
Net Income
$448K
ROA
1.82%
Above avg for Small banks. Peer avg: 0.44%
ROE
16.03%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2023 | 53 | 98.11% | 1.89% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
Last 12 Months
0
Since 2018
2
all complaints on record
Monetary Relief
0%
% of complaints where company provided monetary relief
Untimely Response
50%
% exceeding CFPB's 15-day response window
Complaints by Product Type
| Exam Date | Rating | Exam Type |
|---|---|---|
| Mar 2023 | Satisfactory | Small Bank |
| Mar 2017 | Satisfactory | Small Bank |
| Jul 2011 | Satisfactory | Small Bank |
6 previous ratings locked — back to 1991
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Exam dates and details are paywalled
Total Branches
3
Branch Deposits
$78M
1-Year Change
0
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Monthly Complaints (2021–present)
| Month | Complaints | With Monetary Relief |
|---|
Data through Oct 2023.Last 12 months shown — unlock full history.
Full 2021–present history available — unlock this bank for $9 one-time.