This institution is no longer active

Operations ceased on October 1, 1995. CRA examination history below reflects the period it was active.

UNITED NORTHERN FEDERAL SAVINGS BANK

WATERTOWN, NY · Supervised by OTS

Est. 1888FDIC #30,597

Satisfactory

Current rating · Exam: April 1993

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Institution Profile

FDIC BankFind

Address

400 Washington St, WATERTOWN, NY

County

Jefferson County

Established

January 1, 1888

Total Assets

$85M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

April 12, 1993

Exam Type

Assessment Factor

Regulator

OTS

What is a CRA rating? →

⚠️This exam is 33 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Download Evaluation Report (PDF)

This is the only examination on record for this bank.

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