This institution is no longer active
Operations ceased on May 1, 2014. CRA examination history below reflects the period it was active.
WEST SPRINGFIELD, MA · Supervised by FDIC
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$2.5B
Total Deposits
$2.0B
Net Loans
$1.8B
Net Income
$5M
ROA
0.85%
Below avg for Community banks. Peer avg: 0.90%
ROE
7.05%
Risk-Based Capital
13.57%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Exam Date | Rating | Exam Type |
|---|---|---|
| Nov 2002 | Satisfactory | Large Bank |
| Mar 2000 | Satisfactory | Large Bank |
| Mar 1997 | Outstanding | Small Bank |
1 previous rating locked — back to 1994
Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.
One-time payment · No subscription required
Exam dates and details are paywalled
Copy this snippet to embed a live rating badge on your website:
<iframe src="https://bankscorer.com/widget/bank/united-co-operative-bank" width="320" height="80" frameborder="0" scrolling="no" style="border:none" ></iframe>
Updates automatically when the rating changes.
Preview:
Address
County
Established
Total Assets