Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$583M
Total Deposits
$497M
Net Loans
$478M
Net Income
$2M
ROA
1.35%
Above avg for Small banks. Peer avg: 0.44%
ROE
16.58%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 213 | 88.26% | 2.35% |
| 2023 | 233 | 90.56% | 0.00% |
| 2022 | 329 | 87.23% | 1.82% |
| 2021 | 533 | 87.99% | 1.31% |
| 2020 | 684 | 91.37% | 2.34% |
| 2019 | 383 | 88.25% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jun 2024 | Satisfactory | Intermediate Small Bank |
| Jun 2021 | Satisfactory | Intermediate Small Bank |
| Jun 2018 | Satisfactory | Small Bank |
8 previous ratings locked — back to 1990
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Total Branches
3
Branch Deposits
$471M
1-Year Change
0
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Preview:
| 2018 | 348 | 90.23% | 1.44% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red