This institution is no longer active
Operations ceased on September 24, 1999. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$277M
Total Deposits
$245M
Net Loans
$188M
Net Income
$-485K
ROA
-0.35%
Below avg for Small banks. Peer avg: 0.44%
ROE
-4.02%
Risk-Based Capital
12.89%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 6,473 | 69.32% | 15.46% |
| 2020 | 6,588 | 67.76% | 14.81% |
| 2019 | 7,086 | 64.2% | 20.58% |
| 2018 | 8,779 | 66.89% | 18.29% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Mar 1997 | Satisfactory | Small Bank |
| May 1994 | Satisfactory | Not Reported |
Exam dates and details are paywalled
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Address
County
Established
Total Assets