🏦Bank Scorer

This institution is no longer active

Operations ceased on January 17, 2008. CRA examination history below reflects the period it was active.

UNION STATE BANK

NANUET, NY · Supervised by FDIC

Est. 1970FDIC #20,119RSSD: FDIC-20119
Part ofU S B HOLDING CO INC→ View all charters
Satisfactory Same

Current rating · Exam: November 2005

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.69%

Institution Profile

FDIC BankFind

Address

46 College Avenue, NANUET, NY

County

Rockland County

Established

January 31, 1970

Total Assets

$2.8B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

November 1, 2005

Exam Type

Large Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 20 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2007Call Report / FDIC

Total Assets

$2.8B

Total Deposits

$1.8B

Net Loans

$1.5B

Net Income

$20M

ROA

0.69%

ROE

7.53%

Risk-Based Capital

16.22%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

5 previous ratings locked — dating back to 1993

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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