🏦Bank Scorer

This institution is no longer active

Operations ceased on May 4, 2001. CRA examination history below reflects the period it was active.

UNION BANK

KANSAS CITY, MO · Supervised by FDIC

Est. 1919FDIC #1,653RSSD: FDIC-1653
Part ofPEMBROKE BANCSHARES INC→ View all charters
Satisfactory Same

Current rating · Exam: February 1999

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.78%

Institution Profile

FDIC BankFind

Address

120 West Twelfth Street, KANSAS CITY, MO

County

Jackson County

Established

February 13, 1919

Total Assets

$192M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

February 1, 1999

Exam Type

Small Bank

Regulator

FDIC
⚠️This exam is 27 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2001Call Report / FDIC

Total Assets

$192M

Total Deposits

$166M

Net Loans

$101M

Net Income

$376K

ROA

0.78%

ROE

11.12%

Risk-Based Capital

13.30%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 3 exams

4 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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