Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$497M
Total Deposits
$450M
Net Loans
$403M
Net Income
$1M
ROA
1.13%
Above avg for Small banks. Peer avg: 0.44%
ROE
13.18%
Risk-Based Capital
12.91%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 174 | 83.91% | 8.62% |
| 2023 | 205 | 81.95% | 11.71% |
| 2022 | 263 | 84.41% | 10.27% |
| 2021 | 291 | 87.29% | 9.62% |
| 2020 | 317 | 82.33% | 10.09% |
| 2019 | 267 | 77.53% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jan 2023 | Satisfactory | Intermediate Small Bank |
| Feb 2020 | Satisfactory | Small Bank |
| Nov 2013 | Satisfactory | Small Bank |
6 previous ratings locked — back to 1991
Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.
One-time payment · No subscription required
Exam dates and details are paywalled
Total Branches
15
Branch Deposits
$471M
1-Year Change
-1
Copy this snippet to embed a live rating badge on your website:
<iframe src="https://bankscorer.com/widget/bank/unico-bank" width="320" height="80" frameborder="0" scrolling="no" style="border:none" ></iframe>
Updates automatically when the rating changes.
Preview:
| 2018 | 297 | 77.1% | 16.16% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red