🏦Bank Scorer

EVERGREEN FEDERAL BANK

GRANTS PASS, OR · Supervised by OCC (Office of the Comptroller of the Currency)

Est. 1934FDIC #28,914
Outstanding Same

Current rating · Exam: July 2024

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 0.78%

Institution Profile

FDIC BankFind

Address

969 Se 6th St, GRANTS PASS, OR

County

Josephine County

Established

June 1, 1934

Total Assets

$628M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

July 15, 2024

Exam Type

Intermediate Small Bank

Regulator

OCC (Office of the Comptroller of the Currency)
What is a CRA rating? →
Estimated next exam:Jul 2028(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$628M

Total Deposits

$545M

Net Loans

$478M

Net Income

$1M

ROA

0.78%

ROE

6.11%

Risk-Based Capital

0.00%

Regulatory minimum: 8%

Branch Footprint

FDIC SOD 2025

Total Branches

6

Branch Deposits

$544M

1-Year Change

0

5-year net change: +1 branches

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

4 previous ratings locked — dating back to 2011

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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