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This institution is no longer active

Operations ceased on December 8, 2007. CRA examination history below reflects the period it was active.

UMB BANK, WARSAW

WARSAW, MO · Supervised by FDIC

Est. 1934FDIC #14,074RSSD: FDIC-14074
Part ofUMB FINANCIAL CORP→ View all charters
Satisfactory Same

Current rating · Exam: February 1998

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.83%

Institution Profile

FDIC BankFind

Address

201 East Main Street, WARSAW, MO

County

Benton County

Established

March 2, 1934

Total Assets

$102M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

February 1, 1998

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 28 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2007Call Report / FDIC

Total Assets

$102M

Total Deposits

$68M

Net Loans

$42M

Net Income

$581K

ROA

0.83%

ROE

11.43%

Risk-Based Capital

15.28%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

2 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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