Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.4B
Total Deposits
$1.2B
Net Loans
$1.0B
Net Income
$2M
ROA
0.59%
Below avg for Community banks. Peer avg: 0.90%
ROE
6.71%
Risk-Based Capital
15.49%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 550 | 80.36% | 8.18% |
| 2023 | 686 | 73.91% | 10.64% |
| 2022 | 1,068 | 81.27% | 7.96% |
| 2021 | 1,404 | 77.56% | 9.05% |
| 2020 | 1,801 | 76.35% | 11.05% |
| 2019 | 1,258 | 77.98% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jun 2023 | Satisfactory | Intermediate Small Bank |
| Jun 2020 | Satisfactory | Intermediate Small Bank |
| Sep 2017 | Satisfactory | Intermediate Small Bank |
8 previous ratings locked — back to 1994
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Total Branches
15
Branch Deposits
$1.2B
1-Year Change
0
5-year net change: +1 branches
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| 11.29% |
| 2018 | 1,281 | 80.8% | 9.13% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red