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This institution is no longer active

Operations ceased on March 6, 2017. CRA examination history below reflects the period it was active.

TWIN LAKES COMMUNITY BANK

FLIPPIN, AR · Supervised by FDIC

Est. 1930FDIC #15,880RSSD: FDIC-15880
Part ofFIRST NATIONAL BCORP INC→ View all charters
Satisfactory Same

Current rating · Exam: February 2008

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.17%

Institution Profile

FDIC BankFind

Address

301 South First, FLIPPIN, AR

County

Marion County

Established

December 2, 1930

Total Assets

$126M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

February 5, 2008

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 18 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2016Call Report / FDIC

Total Assets

$126M

Total Deposits

$106M

Net Loans

$105M

Net Income

$1M

ROA

1.17%

ROE

8.99%

Risk-Based Capital

13.06%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

5 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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