Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$6.5B
Total Deposits
$5.7B
Net Loans
$5.2B
Net Income
$16M
ROA
1.02%
Above avg for Community banks. Peer avg: 0.90%
ROE
12.39%
Risk-Based Capital
15.51%
Above avg for Community banks. Regulatory min: 8%
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 4,516 | 54.32% | 25.69% |
| 2023 | 5,719 | 56.13% | 26.75% |
| 2022 | 7,281 | 58.54% | 24.46% |
| 2021 | 9,397 | 63.51% | 20.41% |
| 2020 | 8,888 | 61.39% | 22.04% |
| 2019 | 6,459 | 60.04% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jan 2010 | Satisfactory | Large Bank |
| Aug 2007 | Satisfactory | Large Bank |
| Oct 2004 | Satisfactory | Large Bank |
4 previous ratings locked — back to 1992
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Exam dates and details are paywalled
Total Branches
136
Branch Deposits
$5.5B
1-Year Change
-2
5-year net change: -12 branches
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| 25.25% |
| 2018 | 5,726 | 64.18% | 21.69% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red