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This institution is no longer active

Operations ceased on February 17, 1995. CRA examination history below reflects the period it was active.

TRUMAN BANK AND TRUST COMPANY

KANSAS CITY, MO · Supervised by FDIC

Est. 1907FDIC #1,962RSSD: FDIC-1962
Part ofDICKINSON FINANCIAL CORP II→ View all charters
Needs to Improve Down

Current rating · Exam: May 1994

At a Glance

Community Lending (CRA)

Needs to Improve

Has deficiencies in community lending that regulators have identified

Financial Health

Adequate

ROA 5.44%

Institution Profile

FDIC BankFind

Address

1100 Main Street, KANSAS CITY, MO

County

Jackson County

Established

January 12, 1907

Total Assets

$761M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Needs to Improve

Has deficiencies in community lending that regulators have identified

Exam Date

May 1, 1994

Exam Type

Not Reported

Regulator

FDIC
⚠️This exam is 32 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 1994Call Report / FDIC

Total Assets

$761M

Total Deposits

$670M

Net Loans

$528M

Net Income

$18M

ROA

5.44%

ROE

76.65%

Risk-Based Capital

10.51%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

Declining

Based on last 3 exams

2 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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