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This institution is no longer active

Operations ceased on August 13, 2001. CRA examination history below reflects the period it was active.

TRI-COUNTY STATE BANK OF ELDORADO SPRINGS

EL DORADO SPRINGS, MO · Supervised by FDIC

Est. 1934FDIC #14,487RSSD: FDIC-14487
Part ofMID-MISSOURI BANCSHARES INC→ View all charters
Satisfactory Same

Current rating · Exam: February 2000

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.12%

Institution Profile

FDIC BankFind

Address

118 West Highway 54, EL DORADO SPRINGS, MO

County

Cedar County

Established

June 11, 1934

Total Assets

$96M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

February 1, 2000

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 26 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2001Call Report / FDIC

Total Assets

$96M

Total Deposits

$86M

Net Loans

$46M

Net Income

$541K

ROA

1.12%

ROE

12.03%

Risk-Based Capital

14.68%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

3 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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