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This institution is no longer active

Operations ceased on October 30, 2000. CRA examination history below reflects the period it was active.

TOWNE BANK

WOODINVILLE, WA · Supervised by FDIC

Est. 1991FDIC #33,349RSSD: FDIC-33349
Part ofBANNER CORP→ View all charters
Satisfactory Same

Current rating · Exam: March 2000

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.19%

Institution Profile

FDIC BankFind

Address

17530 132nd Avenue, N.E., WOODINVILLE, WA

County

King County

Established

April 1, 1991

Total Assets

$361M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

March 1, 2000

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 26 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2000Call Report / FDIC

Total Assets

$361M

Total Deposits

$306M

Net Loans

$304M

Net Income

$3M

ROA

1.19%

ROE

9.18%

Risk-Based Capital

10.34%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

Mortgage Denial Rate5.22%Peer avg: 7.63%▲ Above avg

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Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
20246,50077.89%5.22%
20236,15477.66%5.07%
20228,48079.35%4.86%
202116,58681.23%4.17%
202018,34181.81%2.44%
201911,42879.38%4.16%
201811,84376.53%4.42%

2024 national avg denial rate: 23.75% · Small bank avg: 7.63% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

3 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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