This institution is no longer active

Operations ceased on July 18, 2003. CRA examination history below reflects the period it was active.

TODAY'S BANK

VANCOUVER, WA · Supervised by FDIC

Est. 1999FDIC #34,960RSSD: FDIC-34960

Part ofTODAYS BCORP INC→ View all charters

Satisfactory

Current rating · Exam: October 2001

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -1.47%

Institution Profile

FDIC BankFind

Address

915 Macarthur Boulevard, VANCOUVER, WA

County

Clark County

Established

February 1, 1999

Total Assets

$115M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

October 1, 2001

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 24 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2003Call Report / FDIC

Total Assets

$115M

Total Deposits

$105M

Net Loans

$84M

Net Income

$-872K

ROA

-1.47%

ROE

-20.74%

Risk-Based Capital

8.26%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

Mortgage Denial Rate7.25%Peer avg: 7.63%▲ Above avg

Unlock peer list → See which specific banks are in this peer group.

Mortgage Lending

CFPB HMDA

Year	Applications	Orig. Rate	Denial Rate
2024	69	84.06%	7.25%
2023	31	80.65%	9.68%
2019	67	80.6%	8.96%
2018	89	84.27%	11.24%

2024 national avg denial rate: 23.75% · Small bank avg: 7.63% · above-average shown in red

This is the only examination on record for this bank.

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