Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$640M
Total Deposits
$555M
Net Loans
$376M
Net Income
$2M
ROA
1.29%
Above avg for Small banks. Peer avg: 0.44%
ROE
12.54%
Risk-Based Capital
21.40%
Below avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2022 | 343 | 80.76% | 10.50% |
| 2021 | 419 | 80.43% | 9.79% |
| 2020 | 466 | 77.9% | 11.80% |
| 2019 | 394 | 79.19% | 12.18% |
| 2018 | 368 | 78.26% | 11.96% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Dec 2024 | Satisfactory | Intermediate Small Bank |
| Oct 2021 | Satisfactory | Small Bank |
Exam dates and details are paywalled
Total Branches
12
Branch Deposits
$503M
1-Year Change
+1
5-year net change: +1 branches
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