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This institution is no longer active

Operations ceased on July 1, 2016. CRA examination history below reflects the period it was active.

TIDELANDS BANK

MOUNT PLEASANT, SC · Supervised by FDIC

Est. 2003FDIC #57,594RSSD: FDIC-57594
Part ofTIDELANDS BANCSHARES INC→ View all charters
Satisfactory Same

Current rating · Exam: August 2015

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -1.27%

Institution Profile

FDIC BankFind

Address

875 Lowcountry Boulevard, MOUNT PLEASANT, SC

County

Charleston County

Established

October 6, 2003

Total Assets

$445M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

August 1, 2015

Exam Type

Intermediate Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 10 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2016Call Report / FDIC

Total Assets

$445M

Total Deposits

$398M

Net Loans

$318M

Net Income

$-2,900K

ROA

-1.27%

ROE

-24.07%

Risk-Based Capital

7.42%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

3 previous ratings locked — dating back to 2006

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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