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This institution is no longer active

Operations ceased on December 14, 1996. CRA examination history below reflects the period it was active.

THE WESTPORT BANK AND TRUST COMPANY

WESTPORT, CT · Supervised by FDIC

Est. 1852FDIC #12,075RSSD: FDIC-12075
Part ofWESTPORT BCORP INC→ View all charters
Satisfactory

Current rating · Exam: November 1993

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.49%

Institution Profile

FDIC BankFind

Address

87 Post Road East, WESTPORT, CT

County

Fairfield County

Established

October 27, 1852

Total Assets

$313M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

November 1, 1993

Exam Type

Not Reported

Regulator

FDIC
⚠️This exam is 32 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 1996Call Report / FDIC

Total Assets

$313M

Total Deposits

$261M

Net Loans

$182M

Net Income

$3M

ROA

1.49%

ROE

18.87%

Risk-Based Capital

14.33%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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