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This institution is no longer active

Operations ceased on October 1, 2004. CRA examination history below reflects the period it was active.

THE WARWICK SAVINGS BANK

WARWICK, NY · Supervised by FDIC

Est. 1875FDIC #15,988RSSD: FDIC-15988
Part ofWARWICK COMMUNITY BCORP INC→ View all charters
Satisfactory Same

Current rating · Exam: June 2004

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -0.28%

Institution Profile

FDIC BankFind

Address

18 Oakland Avenue, WARWICK, NY

County

Orange County

Established

January 1, 1875

Total Assets

$667M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

June 1, 2004

Exam Type

Large Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 22 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2004Call Report / FDIC

Total Assets

$667M

Total Deposits

$459M

Net Loans

$244M

Net Income

$-1,427K

ROA

-0.28%

ROE

-3.56%

Risk-Based Capital

14.48%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

5 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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