This institution is no longer active

Operations ceased on November 15, 1993. CRA examination history below reflects the period it was active.

THE VALLEY BANK

HILLSBOROUGH, NH · Supervised by FDIC

Est. 1973FDIC #21,357RSSD: FDIC-21357

Part ofCHESHIRE FINANCIAL CORP→ View all charters

Satisfactory

Current rating · Exam: December 1992

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -0.57%

Institution Profile

FDIC BankFind

Address

West Main Street, HILLSBOROUGH, NH

County

Hillsborough County

Established

December 20, 1973

Total Assets

$70M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

December 1, 1992

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 33 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 1993Call Report / FDIC

Total Assets

$70M

Total Deposits

$62M

Net Loans

$41M

Net Income

$-308K

ROA

-0.57%

ROE

-5.85%

Risk-Based Capital

15.73%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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