Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$994M
Total Deposits
$797M
Net Loans
$781M
Net Income
$1M
ROA
0.58%
Above avg for Small banks. Peer avg: 0.44%
ROE
3.22%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 388 | 62.89% | 15.46% |
| 2023 | 515 | 66.41% | 14.37% |
| 2022 | 519 | 68.4% | 10.02% |
| 2021 | 687 | 71.47% | 9.61% |
| 2020 | 766 | 64.23% | 9.79% |
| 2019 | 572 | 70.45% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Mar 2026 | Satisfactory | Intermediate Small Bank |
| Nov 2022 | Satisfactory | Intermediate Small Bank |
| Jun 2019 | Satisfactory | Intermediate Small Bank |
10 previous ratings locked — back to 1991
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Total Branches
9
Branch Deposits
$806M
1-Year Change
0
5-year net change: +1 branches
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Preview:
| 2018 | 501 | 70.66% | 10.18% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red