This institution is no longer active

Operations ceased on May 2, 1994. CRA examination history below reflects the period it was active.

THE SUNSHINE BANK OF WHEELING, INC.

WHEELING, WV · Supervised by FDIC

Est. 1965FDIC #19,400RSSD: FDIC-19400

Part ofONE VALLEY BCORP INC→ View all charters

Satisfactory

Current rating · Exam: November 1993

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.39%

Institution Profile

FDIC BankFind

Address

12th And Main Streets, WHEELING, WV

County

Ohio County

Established

April 5, 1965

Total Assets

$63M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

November 1, 1993

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 32 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 1994Call Report / FDIC

Total Assets

$63M

Total Deposits

$52M

Net Loans

$47M

Net Income

$221K

ROA

1.39%

ROE

16.44%

Risk-Based Capital

12.35%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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