Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$684M
Total Deposits
$596M
Net Loans
$504M
Net Income
$3M
ROA
1.60%
Above avg for Small banks. Peer avg: 0.44%
ROE
18.16%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 209 | 75.6% | 10.05% |
| 2023 | 254 | 80.71% | 9.06% |
| 2022 | 244 | 79.1% | 5.33% |
| 2021 | 523 | 82.41% | 4.78% |
| 2020 | 731 | 88.1% | 3.83% |
| 2019 | 320 | 85% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Sep 2022 | Satisfactory | Intermediate Small Bank |
| Aug 2019 | Satisfactory | Intermediate Small Bank |
| May 2016 | Satisfactory | Intermediate Small Bank |
5 previous ratings locked — back to 1994
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Exam dates and details are paywalled
Total Branches
6
Branch Deposits
$593M
1-Year Change
0
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Preview:
| 2018 | 314 | 81.85% | 8.60% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red