This institution is no longer active

Operations ceased on June 26, 1992. CRA examination history below reflects the period it was active.

THE SOMERSWORTH BANK

SOMERSWORTH, NH · Supervised by FDIC

Est. 1865FDIC #6,251RSSD: FDIC-6251

Needs to Improve

Current rating · Exam: July 1991

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At a Glance

Community Lending (CRA)

Needs to Improve

Has deficiencies in community lending that regulators have identified

Financial Health

Adequate

ROA 2.44%

Institution Profile

FDIC BankFind

Address

One John Parsons Drive, SOMERSWORTH, NH

County

Strafford County

Established

January 1, 1865

Total Assets

$114M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Needs to Improve

Has deficiencies in community lending that regulators have identified

Exam Date

July 20, 1991

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 34 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 1992Call Report / FDIC

Total Assets

$114M

Total Deposits

$113M

Net Loans

$87M

Net Income

$700K

ROA

2.44%

Risk-Based Capital

0.45%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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