This institution is no longer active
Operations ceased on October 11, 2019. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$532M
Total Deposits
$475M
Net Loans
$367M
Net Income
$3M
ROA
0.86%
Above avg for Small banks. Peer avg: 0.44%
ROE
10.06%
Risk-Based Capital
13.76%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2019 | 371 | 77.36% | 5.66% |
| 2018 | 414 | 81.4% | 2.90% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jul 2018 | Satisfactory | Intermediate Small Bank |
| Jun 2015 | Satisfactory | Intermediate Small Bank |
| May 2012 | Satisfactory | Small Bank |
3 previous ratings locked — back to 1996
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Total Assets