This institution is no longer active

Operations ceased on September 24, 1998. CRA examination history below reflects the period it was active.

THE SECURITY BANK

HARRISON, AR · Supervised by FDIC

Est. 1931FDIC #83RSSD: FDIC-83

Part ofFIRST COMMERCIAL CORP→ View all charters

Outstanding Same

Current rating · Exam: October 1994

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 1.64%

Institution Profile

FDIC BankFind

Address

300 North Vine Street, HARRISON, AR

County

Boone County

Established

November 1, 1931

Total Assets

$119M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

October 1, 1994

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 31 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 1998Call Report / FDIC

Total Assets

$119M

Total Deposits

$109M

Net Loans

$76M

Net Income

$984K

ROA

1.64%

ROE

22.15%

Risk-Based Capital

12.49%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

1 previous rating locked — dating back to 1991

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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