This institution is no longer active

Operations ceased on July 13, 1990. CRA examination history below reflects the period it was active.

THE PERMANENT SAVINGS BANK

NIAGARA FALLS, NY · Supervised by FDIC

Est. 1978FDIC #22,583RSSD: FDIC-22583

Satisfactory

Current rating · Exam: March 1990

CompareWatch

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -0.05%

Institution Profile

FDIC BankFind

Address

800 Main Street, NIAGARA FALLS, NY

County

Niagara County

Established

January 1, 1978

Total Assets

$330M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

March 18, 1990

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 36 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 1990Call Report / FDIC

Total Assets

$330M

Total Deposits

$319M

Net Loans

$186M

Net Income

$-91K

ROA

-0.05%

ROE

-5.18%

Risk-Based Capital

2.81%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/f938fdaa-be08-4db4-90a0-b729206eda75"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: