This institution is no longer active

Operations ceased on December 22, 1997. CRA examination history below reflects the period it was active.

THE PEOPLES BANK OF POINT PLEASANT

POINT PLEASANT, WV · Supervised by FDIC

Est. 1965FDIC #19,476RSSD: FDIC-19476

Part ofCITY HOLDING CO→ View all charters

Outstanding Same

Current rating · Exam: May 1995

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 1.67%

Institution Profile

FDIC BankFind

Address

2212 Jackson Avenue, POINT PLEASANT, WV

County

Mason County

Established

September 1, 1965

Total Assets

$154M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

May 1, 1995

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 31 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 1997Call Report / FDIC

Total Assets

$154M

Total Deposits

$108M

Net Loans

$124M

Net Income

$2M

ROA

1.67%

ROE

21.38%

Risk-Based Capital

9.97%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

1 previous rating locked — dating back to 1993

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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