🏦Bank Scorer

This institution is no longer active

Operations ceased on September 1, 2015. CRA examination history below reflects the period it was active.

THE PALMETTO BANK

GREENVILLE, SC · Supervised by FDIC

Est. 1906FDIC #8,997RSSD: FDIC-8997
Part ofCAPGEN CAPITAL GROUP V LLC→ View all charters
Satisfactory Same

Current rating · Exam: June 2015

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.08%

Institution Profile

FDIC BankFind

Address

306 East North Street, GREENVILLE, SC

County

Greenville County

Established

August 17, 1906

Total Assets

$1.2B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

June 1, 2015

Exam Type

Large Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 11 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2015Call Report / FDIC

Total Assets

$1.2B

Total Deposits

$978M

Net Loans

$814M

Net Income

$6M

ROA

1.08%

ROE

9.20%

Risk-Based Capital

15.77%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

8 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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