Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$366M
Total Deposits
$292M
Net Loans
$311M
Net Income
$1M
ROA
1.22%
Above avg for Small banks. Peer avg: 0.44%
ROE
9.16%
Risk-Based Capital
24.16%
Above avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 1,223 | 56.34% | 17.50% |
| 2023 | 1,104 | 52.81% | 17.75% |
| 2022 | 1,591 | 59.9% | 17.10% |
| 2021 | 1,365 | 43.59% | 25.93% |
| 2020 | 1,675 | 41.91% | 21.25% |
| 2019 | 807 | 47.09% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Apr 2023 | Satisfactory | Small Bank |
| Jan 2020 | Satisfactory | Small Bank |
| May 2014 | Satisfactory | Small Bank |
5 previous ratings locked — back to 1994
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Total Branches
8
Branch Deposits
$283M
1-Year Change
0
5-year net change: +4 branches
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Preview:
| 19.70% |
| 2018 | 1,256 | 48.41% | 22.93% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red