This institution is no longer active
Operations ceased on April 1, 2026. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindAddress
County
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$517M
Total Deposits
$458M
Net Loans
$357M
Net Income
$-427K
ROA
-0.33%
Below avg for Small banks. Peer avg: 0.44%
ROE
-3.85%
Risk-Based Capital
18.50%
Below avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 135 | 37.78% | 45.19% |
| 2023 | 387 | 43.41% | 40.05% |
| 2022 | 642 | 55.14% | 21.65% |
| 2021 | 589 | 58.74% | 24.45% |
| 2020 | 429 | 63.4% | 20.28% |
| 2019 | 347 | 63.4% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jun 2024 | Satisfactory | Intermediate Small Bank |
| Jun 2021 | Satisfactory | Small Bank |
| Jun 2018 | Satisfactory | Small Bank |
5 previous ratings locked — back to 1993
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Exam dates and details are paywalled
Total Branches
8
Branch Deposits
$448M
1-Year Change
0
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Preview:
Established
Total Assets
| 2018 | 269 | 67.66% | 18.59% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red