Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$653M
Total Deposits
$514M
Net Loans
$502M
Net Income
$1M
ROA
0.65%
Above avg for Small banks. Peer avg: 0.44%
ROE
7.47%
Risk-Based Capital
15.51%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 170 | 70.59% | 20.00% |
| 2023 | 194 | 78.87% | 15.98% |
| 2022 | 252 | 73.41% | 18.65% |
| 2021 | 238 | 70.59% | 19.33% |
| 2020 | 333 | 72.97% | 15.32% |
| 2019 | 254 | 73.62% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jul 2023 | Satisfactory | Intermediate Small Bank |
| Nov 2019 | Satisfactory | Intermediate Small Bank |
| Jun 2017 | Satisfactory | Intermediate Small Bank |
7 previous ratings locked — back to 1993
Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.
One-time payment · No subscription required
Exam dates and details are paywalled
Total Branches
6
Branch Deposits
$505M
1-Year Change
-1
5-year net change: -2 branches
Copy this snippet to embed a live rating badge on your website:
<iframe src="https://bankscorer.com/widget/bank/the-milford-bank" width="320" height="80" frameborder="0" scrolling="no" style="border:none" ></iframe>
Updates automatically when the rating changes.
Preview:
| 16.14% |
| 2018 | 237 | 70.46% | 17.30% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red