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This institution is no longer active

Operations ceased on November 1, 2007. CRA examination history below reflects the period it was active.

THE MARTHA'S VINEYARD CO-OPERATIVE BANK OF TISBURY

VINEYARD HAVEN, MA · Supervised by FDIC

Est. 1909FDIC #26,603RSSD: FDIC-26603
Outstanding Same

Current rating · Exam: May 2004

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 0.57%

Institution Profile

FDIC BankFind

Address

South Main Street, VINEYARD HAVEN, MA

County

Dukes County

Established

January 1, 1909

Total Assets

$167M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

May 1, 2004

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 22 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2007Call Report / FDIC

Total Assets

$167M

Total Deposits

$129M

Net Loans

$150M

Net Income

$696K

ROA

0.57%

ROE

7.46%

Risk-Based Capital

12.61%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

3 previous ratings locked — dating back to 1994

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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