Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.9B
Total Deposits
$1.6B
Net Loans
$1.5B
Net Income
$3M
ROA
0.68%
Below avg for Community banks. Peer avg: 0.90%
ROE
5.46%
Risk-Based Capital
17.54%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 208 | 75.96% | 4.81% |
| 2023 | 223 | 67.26% | 11.66% |
| 2022 | 233 | 74.25% | 10.30% |
| 2021 | 250 | 73.2% | 8.40% |
| 2020 | 361 | 71.19% | 6.65% |
| 2019 | 333 | 66.07% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Oct 2024 | Satisfactory | Large Bank |
| Sep 2021 | Satisfactory | Large Bank |
| Nov 2018 | Satisfactory | Large Bank |
9 previous ratings locked — back to 1992
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Total Branches
15
Branch Deposits
$1.5B
1-Year Change
0
5-year net change: -1 branches
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Preview:
| 2018 | 282 | 79.08% | 7.09% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red