This institution is no longer active

Operations ceased on February 26, 1993. CRA examination history below reflects the period it was active.

THE HOME SAVINGS BANK

NEW YORK CITY, NY · Supervised by FDIC

Est. 1905FDIC #16,016RSSD: FDIC-16016

Needs to Improve

Current rating · Exam: July 1990

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At a Glance

Community Lending (CRA)

Needs to Improve

Has deficiencies in community lending that regulators have identified

Financial Health

Needs Attention

ROA -0.56%

Institution Profile

FDIC BankFind

Address

315 Wyckoff Avenue, NEW YORK CITY, NY

County

Kings County

Established

January 1, 1905

Total Assets

$1.5B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Needs to Improve

Has deficiencies in community lending that regulators have identified

Exam Date

July 28, 1990

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 35 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 1992Call Report / FDIC

Total Assets

$1.5B

Total Deposits

$1.1B

Net Loans

$715M

Net Income

$-8,002K

ROA

-0.56%

ROE

-3.89%

Risk-Based Capital

27.97%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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